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Australian Housing Market

When you read articles about Australian housing affordability, it is often comparing the single average adult wage to house prices, from generations ago.

The articles generally say something like, ‘a house was worth three times the annual average wage back in the sixties and is now worth 10 times the average wage. This shows housing has become unaffordable.’

You can’t compare the two because back in the sixties it was one wage bidding on real estate.

The state of Australian housing

The days of Dad going off to work, while Mum tends the children are long gone, just like the black and white TVs of that era.

It is now usually at least two incomes bidding on Australian real estate, land price has quickly factored that in. So you can’t compare the two figures.

These days you need to find historical figures for combined household income and compare the two.

When you do that you may find housing affordability hasn’t run away at all, but is simply keeping pace with wages.

The Secret Behind the 18-Year Real Estate Cycle

Over the past few weeks, I’ve received a number of emails from subscribers. It seems you want to know more about the 18-year cycle. Specifically, why is it 18 years? The answer is incredibly powerful. And potentially hugely profitable. But fair warning: You might have a hard time believing me…

By Catherine Cashmore, Friday, 30 June 2023

An Update on Recent Cycle-Impacting Events!

Tune in below for an exciting chat with Callum Newman — former co-editor of Cycles, Trends & Forecasts — about the recent news and events relating to the real estate cycle…

By Catherine Cashmore, Wednesday, 28 June 2023

Housing market analysis

The Second Half Surges

The second half of the cycle, historically, is stronger than the first. And that’s right where we’re heading as we near the end of 2023. Read on for a breakdown of what that means…

By Catherine Cashmore, Friday, 23 June 2023

AU rate rises

US Entering a Recession? Does this Mean an Early US Peak to the Cycle?

There’s a lot of fear at the moment regarding rate rises and their ongoing effect on the economy. No one expected the latest 0.25% increase in the cash rate — it caught markets by surprise. There’s now clear indication that the RBA may have tightened too much…

By Catherine Cashmore, Wednesday, 21 June 2023

podcast logo

What’s Not Priced In #4: Extreme Greed, Aussie Mortgage Cliff, Neglected REITs

Sometimes, to figure out what’s not priced in, you must identify what already is. With that in mind, this week Greg and I unpacked the latest Fed decision and surprising moves in the US stock market.

By Kiryll Prakapenka, Friday, 16 June 2023

The Most Valuable Piece of Real Estate in the Universe

Mining the Moon may sound like some futuristic science fiction. However, plans for it are far more advanced than you may realise. Read on to find out more…

By Catherine Cashmore, Wednesday, 14 June 2023

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Email: support@fattail.com.au

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All advice is general in nature and has not taken into account your personal circumstances. Please seek independent financial advice regarding your own situation, or if in doubt about the suitability of an investment.

The value of any investment and the income derived from it can go down as well as up. Never invest more than you can afford to lose and keep in mind the ultimate risk is that you can lose whatever you’ve invested. While useful for detecting patterns, the past is not a guide to future performance. Some figures contained in our reports are forecasts and may not be a reliable indicator of future results. Any actual or potential gains in these reports may not include taxes, brokerage commissions, or associated fees.

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